Richard Emory

Mortgage Banker

Richard Emory takes a “Renaissance” approach to the retail mortgage industry.

The breadth and depth of expertise he brings to his mortgage loan clients have been acquired during 25 years of successful real estate investing and lending. He has the ability to get the job done – and get it done in a way that is most advantageous to his clients.

As a real estate investor, developer, rehabber, and owner/manager of multi-family projects, Richard has an insider’s knowledge of the real estate industry and uses that expertise to help clients finance their property in order to accommodate both their short- and long-term investment goals. He is particularly astute in the area of condominium development property.

Richard’s many years of retail mortgage experience cover all areas of homeownership and investing, and his knowledge of financing programs and options ensures that his customers will get the most in service, rates, and terms.

Throughout his career, Richard has made his clients the number one priority. This means that he is never too busy to answer questions, provide advice, or update them on the status of their loan process. This exceptional level of service, combined with his personal integrity and multi-tiered experience, has fueled Richard’s professional success.

Working directly with first-time homebuyers or with seasoned homeowners, Richard researches and evaluates financing options in order to meet his client’s unique needs and goals. From application to closing and beyond, Richard stays in close contact with clients, keeping them informed about every aspect of their loan process. His goal is to be his clients’ Lender for Life.

Richard heads up a team of experienced processors, underwriters and closers whose professionalism and combined experience contribute significantly to the outstanding level of service he provides. With this supporting staff and his financing savvy, Richard is able to guide his clients through a smooth, problem-free loan transaction.


NMLS: 230985

Company NMLS: 227262

Direct: (314) 628-2254

Fax: (314) 453-2254

Cell: (314) 814-1014


State Licenses

State License Number Regulated Text Disclosures
Missouri 4056-MLO